HOW WE WORKS
We connect individuals through crowdfunded microloans to create personal impact. By uniting a global community, we are democratizing financial access for all.

How does the loan process work?
Why is the loan model the best solution?
How does my loan get relented to another entrepreneur?
WE CREATE ECONOMIC OPPORTUNITIES FOR
UNDERSERVED COMMUNITIES WORLDWIDE.
Discover a borrower to empower
Congratulations! Your loan has been sent to a borrower.
Get paid back. Change another life.
START LENDING TODAY
HOW DOES THE LOAN PROCESS WORK
01
A entrepreneur applies for funding to grow their business.
To upgrade his food truck and serve more customers, John applies for a $1,000 loan through a VLEND lending partner.
02
A lending partner approves and lists the loan on the website.
With the help of VLEND volunteers who edit and translate his story, a lending partner lists John's $1,000 loan on the VLEND platform to connect with a community of lenders.
03
Join their journey with a loan of any size.
Join John's journey. Your contribution of $20 or more becomes part of a community effort to fully fund his loan and grow his business.
04
The loan is fully funded — now the real impact begins!
Together, we did it! Thanks to you and 9 other lenders, John's loan is fully funded and his business is ready to grow.
05
Get paid back
As John's business grows, he repays the loan. Those repayments are sent directly to your VLEND account. (Borrowers like John maintain a 95.8% average repayment rate.)
06
Relend and renew your impact
Keep the impact going. Relend your funds to support a new borrower, multiplying your effect on communities worldwide.
READY TO GET STARTED?
START LENDING TODAY
WHY IS THE LOAN MODEL THE BEST SOLUTION?
A loan is a tool for growth, not charity. That’s why our borrowers choose partnership over donations.
See the direct impact of your loan.
Choose a borrower whose story inspires you and lend with purpose.
Fund a dream, create change.
Lend to what matters to you—whether it's advancing gender equality or growing a family-run food business.
Fund a person, not a project.
See how your support helps someone thrive.
Maximize your impact, no matter the size.
Together, small loans become big opportunities.
HOW DOES MY LOAN GET RELENTED TO ANOTHER ENTREPRENEUR?
THROUGH THE POWERFUL CYCLE OF RELENDING, THE VLEND COMMUNITY HAS FUNDED OVER $100 MILLION IN LOANS WORLDWIDE
Your dollars have a journey. With VLEND, the same $20 can empower a food vendor, send a child to school, and fuel a local business—all through the power of relending